Financial Reports

Annual Bank Stress Test Reports

As a federally chartered thrift institution with total consolidated assets of more than $10 billion, EverBank is required to conduct an annual stress test, pursuant to Section 165(i)(2) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act” or "DFAST"), using scenarios (baseline, adverse and severely adverse) provided by its primary regulator the Office of the Comptroller of the Currency ("OCC"). The OCC published, in the Federal Register on October 9, 2012, a final rule (“Stress Test Rule”) implementing the requirements and setting out definitions and rules for scope of application, scenarios, reporting, and disclosure.

2016 Company-Run Capital Stress Test Results

2015 Company-Run Capital Stress Test Results

EverBank

Serving a wide range of banking, lending and investing needs—individuals and businesses welcome.

EverBank Mortgage Warehouse Finance

Providing financing to high-quality mortgage originators and mortgage banking companies nationwide.

EverBank Correspondent Lending

Specializing in the acquisition of residential loans from approved clients throughout the U.S.

EverBank Commercial

Moving the business world ahead with expertly crafted product financing and leasing solutions.